Our Services

Rivers Investment Management offers investment products and services through Wells Fargo Advisors Financial Network, LLC.  Wells Fargo Advisors Financial Network is an affiliate of Wells Fargo Advisors, one of the largest brokerage firms in the nation.

Wells Fargo Advisors Facts at a Glance*

  • Retail Client Assets:  $1.6 trillion
  • Financial Advisors:  14,544

*All data include Wells Fargo Clearing Services, LLC, (including its predecessor firms) and Wells Fargo Advisors Financial Network, LLC, as of December 31, 2017. 

Products and Services

The following products and services are just a short list of those available to Rivers Investment Management through our affiliation with Wells Fargo Advisors Financial Network.

  Advisory Services

  Asset Management

  Brokerage Services

  Estate Planning Strategies

  Retirement Planning

  Portfolio Analysis and Monitoring

  Long Term Care Insurance, Life Insurance, and Annuities 1

 Business and Individual Retirement Accounts (SEP, SIMPLE, Traditional and Roth       IRAs)

  Envision® - A Life Goals Investment Planning Process

1 Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.  Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company.  First Clearing is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC.

IMPORTANT:

The projections or other information generated by Envision regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actualy investment results and are not guarantees of future results.  Results may vary with each use and over time.
 
Envision methodology:
 
Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2018 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.